Wealth Management
Take the guesswork out of financial planning.
We provide a “hands-on” approach to managing wealth for successful individuals and families. Together we will assess where you are today, where you want to go, and develop a plan to get you there.
Wealth Management Services
This is where portfolio management and financial planning come together, creating a cohesive plan for your future. We understand numerous moving parts can be complex and sometimes confusing. Rest assured, we take an educator’s approach to communication, using technology to clearly illustrate planning concepts and investment recommendations. Together, we’ll create a strong foundation paired with consistent advice to help you confidently navigate life’s changes.
Portfolio Management
Our approach to portfolio construction is strategic in nature and takes a long-term perspective.
- Start with Long-Term Strategies
- We begin with strategic benchmarks and tilt toward sources of return that reflect our long-term views.
- Adapt to Changing Market Conditions
- We adjust portfolios based on our short- and medium-term views using both qualitative and quantitative measures.
- Investment Selection
- Select investments that are efficient, cost-effective, and allow us to target specific areas of the market. In doing so, we use a combination of active and passive investments.
- Risk Management
- Leverage technology to monitor and manage portfolio risk.
Financial Planning
Our mission is to empower people to lead their best lives by helping them make informed financial decisions. This all starts with the foundation of a well-crafted financial plan, including preparation for retirement and proactive tax management.
- Retirement Planning
- Tax Planning
- Cashflow Analysis
- Life Insurance Analysis
- Estate Plan Coordination
Who We Work With
MCA has invested in technology, talent, and repeatable processes to deliver our services effectively. We have tailored our business for successful individuals and families within 10 – 15 years of retirement, or those already in the midst of the transition and beyond. We also work with small business owners at any stage, utilizing our vast experience in employer sponsored retirement plans to integrate with the owner’s personal wealth management objectives.
Individuals Planning for Retirement
We work with individuals and families transitioning into retirement every day. We understand it is a big life change. We know tapping into retirement accounts you’ve watched grow your whole life is tough. We know taxes are a concern. Our team knows how to build a withdrawal plan to help you generate the income you need from your portfolio while minimizing those future taxes.
Business Owners Managing Complex Assets
Business owners often have more complexity when planning for retirement, especially when your assets are closely tied to your business. MCA has extensive experience managing wealth for individuals with business interests, real estate, and other closely held and/or illiquid assets.
Our Wealth Management Process
Working with our wealth management team is about more than just investing. It’s about developing a path that details the action steps required today that will take you to where you want to go tomorrow. It’s about a relationship with a firm you can trust will always do what’s right for you and help you form a clear, actionable path with the steps needed to meet your goals.
1. Get-to-Know-You Meeting
2. Collaborative Planning Session
3. Recommendation and Implementation Meeting
4. Ongoing Review Meetings
Planning is an ever-evolving process meant to adapt to changes in life. This is why we meet with our clients on a regular basis to ensure we adjust things when needed.
Wealth Management Fee Schedule
As a fee-only fiduciary, we believe in being transparent on the fees we charge on your assets.
Assets Under Management | Percentage |
---|---|
First $1,000,000 | 0.90% |
$1,000,000 – $2,000,000 | 0.75% |
$2,000,000 – $5,000,000 | 0.60% |
Over $5,000,000 | 0.50% |
Fee shown as an annual percentage.
Fees are billed quarterly in arrears.
Subject to a minimum annual fee of $5,000, if applicable