Wealth Management

Take the guesswork out of financial planning.

We provide a “hands-on” approach to managing wealth for successful individuals and families. Together we will assess where you are today, where you want to go, and develop a plan to get you there.

Wealth Management Services

This is where portfolio management and financial planning come together, creating a cohesive plan for your future. We understand numerous moving parts can be complex and sometimes confusing. Rest assured, we take an educator’s approach to communication, using technology to clearly illustrate planning concepts and investment recommendations. Together, we’ll create a strong foundation paired with consistent advice to help you confidently navigate life’s changes.

Portfolio Management

Our approach to portfolio construction is strategic in nature and takes a long-term perspective.

Start with Long-Term Strategies
- We begin with strategic benchmarks and tilt toward sources of return that reflect our long-term views.
Adapt to Changing Market Conditions
- We adjust portfolios based on our short- and medium-term views using both qualitative and quantitative measures.
Investment Selection
- Select investments that are efficient, cost-effective, and allow us to target specific areas of the market. In doing so, we use a combination of active and passive investments.
Risk Management
- Leverage technology to monitor and manage portfolio risk.

Financial Planning

Our mission is to empower people to lead their best lives by helping them make informed financial decisions. This all starts with the foundation of a well-crafted financial plan, including preparation for retirement and proactive tax management.

Retirement Planning
Tax Planning
Cashflow Analysis
Life Insurance Analysis
Estate Plan Coordination

Who We Work With

MCA has invested in technology, talent, and repeatable processes to deliver our services effectively. We have tailored our business for successful individuals and families within 10 – 15 years of retirement, or those already in the midst of the transition and beyond. We also work with small business owners at any stage, utilizing our vast experience in employer sponsored retirement plans to integrate with the owner’s personal wealth management objectives.

Individuals Planning for Retirement

We work with individuals and families transitioning into retirement every day. We understand it is a big life change. We know tapping into retirement accounts you’ve watched grow your whole life is tough. We know taxes are a concern. Our team knows how to build a withdrawal plan to help you generate the income you need from your portfolio while minimizing those future taxes.

Business Owners Managing Complex Assets

Business owners often have more complexity when planning for retirement, especially when your assets are closely tied to your business. MCA has extensive experience managing wealth for individuals with business interests, real estate, and other closely held and/or illiquid assets.

Our Wealth Management Process

Working with our wealth management team is about more than just investing. It’s about developing a path that details the action steps required today that will take you to where you want to go tomorrow. It’s about a relationship with a firm you can trust will always do what’s right for you and help you form a clear, actionable path with the steps needed to meet your goals.

1. Get-to-Know-You Meeting

We have an initial conversation to learn about you, your values, goals, and concerns. This helps us get to know you better as we build the framework for your plan.

2. Collaborative Planning Session

We work together in a collaborative setting to continue building your plan. This allows us to better understand you and begin to tailor everything to you and your goals.

3. Recommendation and Implementation Meeting

Once we have a good understanding of you and your goals, we do a deep dive into your current state. From there, we meet to go over our teams’ recommendations which are based on ensuring our clients are deploying their capital and resources appropriately given their short- and long-term goals.

4. Ongoing Review Meetings

Planning is an ever-evolving process meant to adapt to changes in life. This is why we meet with our clients on a regular basis to ensure we adjust things when needed.

Wealth Management Fee Schedule

As a fee-only fiduciary, we believe in being transparent on the fees we charge on your assets.

Fee Schedule
Assets Under Management	Percentage
First $1,000,000	0.90%
$1,000,000 – $2,000,000	0.75%
$2,000,000 – $5,000,000	0.60%
Over $5,000,000	0.50%

Fee shown as an annual percentage.
Fees are billed quarterly in arrears.
Subject to a minimum annual fee of $5,000, if applicable